Insurance & Billing

At Progressive PT, we’ve made billing simple for you.

The road to recovery can be frustrating enough without having to jump through hoops to figure out your billing. That’s why we’ve made billing simple.

Here’s how it works:

First, we verify your benefits for you so that we know how much your copay for physical therapy will cover.
When you visit, we collect the copay and apply it to your account with us.
We take care of submitting a claim to your insurance company so they are aware of your appointment. It can take the insurance company around 45 days to process a claim.
Once it has been processed, we review the claim and let you know if you have a balance or a refund coming your way.

Insurance

Progressive PT works with the majority of insurance carriers. Check the list below for your insurance provider.

Access IPA
Aetna Healthplans of So. CA
Air Cond. & Refrig. Joint Trust
Alliance HealthCard
American Preferred Providers
BCE Emergis
Beech Street
Bella Vista MG
Benefits of America/Triple Net
Benefit Risk Management
Blue Shield
Blue Cross
Capp Care PPO
CCN
Choice One
ClarisPoint
CNA Healthpartners
CompPlus
Corvel HCO
Costcontainment Strategies CCSI
Downey Select MG
El Proyecto del Barrio
Evolutions Healthcare Systems
First Health
Focus Healthcare Management
Fortified Provider Network
Galaxy Health Network
Global Care MG
Great West Healthcare
HealthAllies.Com
Health Care
LA IPA
Health Dynamics
Health Management Network
HealthNet
HealthNet Federal Services/Tricare
Health Net Plus/Foundation Health
Health Scope Benefits
HHCG-PPN
HHS Health Options
IntegraHome
Interplan
InterMed Cost Containment Svs

Kaiser Permanente Medical Group
Los Angeles Foundation for Medical Care
Managed Care Strategies
Medicare
Medical Pathways IPA
Metracomp
Mission Community Medical Group
Motion Picture Health & Welfare Fund
Multiplan
Nat'l. Assoc. of Preferred Providers
National ChoiceCare
National Hospital Network
National Preferred Provider
Noble AMA Select ME IPA
Operating Engineers H& W Fund
Pacific Health Alliance
Pacificare PPO and POS
Pioneer MG
Pipe Trades
Plan Vista Solutions
PPO Next
Premier Access
Priority CompNet
Private Health Care Systems
ProNet
Reinault-Thomas Corporation
The Reny Co.
Robert Kennedy MG IPA
Screen Actors Guild
Sheet Metal Health & Welfare
St. Francis MG
St. Vincent MG
Status Medical Management
South West Administrators
Three Rivers Provider Network
Total Medical Care
Total Managed Care
United Health Care
United Payors and United Providers
Union Roofers Health and Welfare
USA Managed Care Organization
Watts Healthcare Corp

If you are unsure whether or not we accept yours, or if you have questions about your benefits, please call our billing office at (951) 200-3620 or email us at [email protected].

Don’t let the stress of billing and insurance stand in between you and a pain-free life. We’re here to help you every step of the way.

Do you have a High Deductible Health Plan?

If you’re wanting to seek care but you’re worried about the cost and not sure how your health plan works, you’re not alone. Navigating the healthcare system can be stressful—financially, emotionally, and physically. But as we know, putting off care now leads to needing more care later…and spending more later, as well. This is especially true of musculoskeletal injuries and conditions. It’s a fact that getting the right PT early results in less imaging, medication, and surgery.

Let us help you get the care you need without breaking the bank. We’re well versed in High Deductible Health Plans and have a variety of options at our disposal to ensure that you’re not putting off feeling better due to cost concerns.

Here’s what you need to know:

What is a High Deductible Health Plan?

A High Deductible Health Plan (HDHP) is an insurance plan that requires patients to pay a large amount of their healthcare costs out of pocket before their insurance kicks in to help lighten the load. According to the IRS, in 2021, a health plan is considered an HDHP if….

The deductible is $1,400 or more, for individuals
The deductible is $2,800 or more, for families

YIKES. SO HOW CAN PROGRESSIVE PT HELP ME?

At Progressive PT, we’re committed to providing our patients with the highest quality care, and that doesn’t just mean on the treatment table. We’re always searching for options to make physiotherapy a reality for each and every one of our patients, regardless of their financial situation. Thus, we offer a variety of affordable payment and financing options, including:

FLEXIBLE SPENDING ACCOUNTS & HEALTH SAVINGS ACCOUNTS

Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) are a great option for those looking to use pre-tax dollars to pay for physical therapy.

Flexible Spending Accounts are set up through your employer and must be used by the end of each enrollment year. Health Savings Accounts allow you to spend money on qualified health expenses or medical costs not covered by your insurance. There is no deadline for withdrawing funds from an HSA, and unlike FSAs, anyone can set one up. All plans are different – it’s best to contact your insurance provider for details on eligibility and benefits.

ACCEPTED INSURANCE PLANS

We accept a variety of health insurance plans for patients needing musculoskeletal care. We’ll work with you and your health plan to make the payment process as easy and hassle-free as possible. For more information or questions on coverage, please contact your insurance agent or give your local clinic a call.

Another Bonus?

The therapists at Progressive PT are specialists, not generalists, which means you get results in fewer visits, saving you time and money. In fact, care at Progressive PT costs 67% less than the national average.

The Bottom Line:

Don’t delay or avoid physical therapy due to your high deductible plan. If you have questions about your specific plan or payment options, let’s discuss it! Our friendly, knowledgeable billing team can help.